Instead of decorating your home for the holidays, why not buy a new one? While winter is part of the off-season in real estate, many buyers find that it's the perfect time of year to buy the home of their dreams. After all, you'll have a lot more fun decorating a new home than your current one. Here are some reasons to consider buying real estate in the off-season:

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The results of the latest Rent vs. Buy Report from Trulia show that homeownership remains cheaper than renting, with a traditional 30-year fixed rate mortgage, in 98 of the 100 largest metro areas in the United States.

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You Need An Agent Who Will Always Put You First

Thursday, December 20th, 2018
Denise Rivers

Whether you are a rookie homebuyer or have gone through the process many times, having a local real estate expert who is well versed in the neighborhood you are looking to move to, as well as the trends of that area, should be your goal while home shopping.

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What Kind of Insurance Do You Need for Your Vacation Home?

Thursday, November 22nd, 2018
Denise Rivers

Every homeowner knows they need a full range of homeowner’s insurance coverage to protect them from the many contingencies that could befall them, from liabilities related to trip hazards, fire, theft and weather events. What about vacation homes? Do these second or seasonal homes need special or heightened types of insurance protection?

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Parents Say Kids’ Opinions Matter Big When Buying A Home

Thursday, November 15th, 2018
Denise Rivers

A recent survey conducted by Harris Poll and released by SunTrust Mortgage found that “55% of homeowners with a child under the age of 18 at the time when they purchased their home said that the opinion of their offspring played a major role in their home buying decision.”

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A Closer Look at Online Home Value Estimates

Thursday, September 20th, 2018
Denise Rivers

Consumers who are seriously in the home-buying and -selling market should be mindful of a variety of competing home price estimators. Solely relying on just one price estimate is likely to skew the views of what a particular property will actually transact for. When it comes to online home value estimates, however, the No. 1 caveat for consumers is that these estimates are not a substitute for formal appraisals, comparative market analyses and the in-depth expertise of real estate professionals. Nonetheless, it is important to know the different sources of automated valuation models (or AVMs) and home value estimates available online, so that you can help clients and potential clients understand these estimates in their proper context.

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Student loan debt is one of the biggest factors impacting millennials’ ability to purchase a home. According to the National Association of REALTORS® (NAR), 80 percent of millennials do not own a home, and, of that, 83 percent say student loan debt is impacting their ability to buy. Millennials expect to be delayed from home-buying for a median of seven years, the NAR research shows.

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How Long Do Most Families Live In A House?

Thursday, July 26th, 2018
Denise Rivers

The National Association of Realtors (NAR) keeps historical data on many aspects of homeownership. One of their data points, which has changed dramatically, is the median tenure of a family in a home, meaning how long a family stays in a home prior to moving.

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Buying This Summer? Be Prepared For Bidding Wars

Thursday, July 5th, 2018
Denise Rivers

Summer is traditionally a busy season for real estate. Buyers come out in force and homeowners list their houses for sale hoping to capitalize on those buyers who are looking to purchase before the new school year. This year will be no different!

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These Mortgages Pay for Home Renovations

Thursday, June 28th, 2018
Denise Rivers

Many people don’t realize that there are renovation loans that can help pay for your housing upgrades. Whether you need a new roof or your kitchen is outdated, there is a mortgage that’s right for your fixer-upper. Here are your options and what you should know about each one.

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