This article explains the four most common valuation methods used for real property transactions and how and when they are used. It’s important to note that the methods below are not necessarily mutually exclusive. Lenders, servicers, investors, and other professionals use one or more of these valuation methods, depending on circumstances and the type of transaction. Often, one valuation method is used to confirm or quality-check the results of another.

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Planning Ahead for Vacation Is Key

Thursday, February 8th, 2018
Brett Murray

By Lynn O'Rourke Hayes

According to advocacy group Project: Time Off, more than half of American workers leave unused vacation days on their company’s boardroom table. Meanwhile, the research shows that by planning ahead, more families will actually take much-needed vacations and thus reap a multitude of personal and professional benefits.

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How Much Do You Know About Your Credit Score?

Thursday, February 1st, 2018
Brett Murray

By Barbara Pronin

While your credit score affects everything from your ability to buy a car or a home to how much interest you will pay on the loan, many people don’t know how these scores are calculated or what impacts them positively or negatively.

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5 Interior Design Details for Winter

Thursday, January 25th, 2018
Brett Murray

Are you interested in adding a little seasonal oomph to your space? Below are a handful of cozy—and inexpensive—winter updates.

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4 Ways to Pay Off Your Mortgage Early

Thursday, January 18th, 2018
Brett Murray

By Dana Dratch

If you can afford it, it might be simple to pay off your mortgage earlier. But should you? That’s a complicated question.

Homeowners with low mortgage rates may be better off putting extra money in a Roth IRA or 401(k), both of which might offer a higher return than paying off the mortgage.

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9 Ways to Save for a Down Payment

Thursday, January 11th, 2018
Brett Murray

By Kay Bell

You’ve found the perfect house. Interest rates are still low. There’s just one thing standing between you and your dream home: a down payment.

Don’t abandon your homeownership dreams just yet. Here are nine ways to come up with the cash for your new home.

Pay Off Your Credit Cards

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5 Essential Home-Buying Considerations

Thursday, January 4th, 2018
Brett Murray

By Cheryl Knight

Buying a house is a life-changing process that requires lots of upfront financial planning.

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