Thursday, May 29th, 2014
Q: Do Government Programs Exist That Can Help Me Finance a Home?
A: Yes, although many are designed to assist first-time homebuyers, generally defined by lenders as people who have not owed a home in three years.
Wednesday, May 28th, 2014
When the weather warms up, so does the real estate market. Spring and summer are traditionally the seasons when both homebuyers and sellers are most active across the country. If you'll be putting your home on the market this year, simple, cost-effective upgrades can help ensure a speedy sale at a good price.
Thursday, May 22nd, 2014
The Federal Housing Administration (FHA) recently issued its “Blueprint for Access,” outlining the additional steps the agency is taking to expand access to credit for underserved borrowers. These steps include encouraging a broader use of housing counseling. In addition, HUD will publish a notice in the Federal Register for the Homeowners Armed with Knowledge (HAWK) pilot program to further incorporate housing counseling into the home-buying process for borrowers using FHA-insured financing.
Tuesday, May 20th, 2014
May is National Home Remodeling Month. A look at the National Association of Home Builders’ recent survey highlights the most common building features consumers are using to improve energy efficiency in their homes.
Wednesday, May 14th, 2014
Millions of American families pack up their belongings and embark on new journeys every year. Some move to reduce their expenses; others move for employment opportunities, to reduce their expenses, increase their space or, perhaps even, to make a fresh start. Moving is stressful for everyone, but it can be especially taxing for children who are used to a routine and often don’t understand the reasons for moving.
Thursday, May 8th, 2014
If you’re thinking about selling your home this spring you likely have many questions — especially if you’re a first-time seller. It’s helpful to understand the basics.
Here are four questions every home seller needs to ask:
Tuesday, May 6th, 2014
Last year, Prudential Select Properties set a company record by donating $55,000 to the Sunshine Kids Foundation. There is still a lot of work to do, but with the recent success of the company’s Left-Right-Center event, it looks like PSP is well on its way to topping that total in 2014.
Thursday, May 1st, 2014
Q: Is it best to avoid an adjustable rate mortgage?
A: Adjustable rate mortgages, or ARMs, offer less stability than fixed-rate loans because they fluctuate with the market. Monthly payments increase if an ARM is adjusted upward, and that’s too much risk for a lot of people to take. But if rates drop dramatically, homeowners can reap the benefits of lower rates without refinancing, saving thousands of dollars in the process.