Examine Your Financial Picture

Examine Your Financial Picture

Review Your Lease

Before making the decision to move from an apartment to a home you will need to review your contract with the leasing office. Some apartments offer an option to terminate the lease early if you are moving to a home. Others don’t and you’ll have to schedule buying around your leasing contract.    

 

Review Your Credit

The best way to find out if you have good credit is to get a copy of your credit report. A credit report is a record of how you have paid your credit card debt and other loans. A credit report shows how much debt you have, if you have made payments on time, or if you have not paid back some loans at all.   

You can order your credit report from any of the major credit-reporting agencies The information on your credit report may vary from one credit-reporting agency to another. This is because not all  creditors report their information to every credit-reporting agency. For this reason, you will want to order the 3-in-1 report, which can be ordered from any of the agencies below.

Experian

1-888-397-3742

experian.com

Equifax

1-800-685-1111

equifax.com

Trans Union Corporation

1-800-916-8800

transunion.com

It’s important to review the report closely and check for possible problems or errors. You may have excellent credit, but odds are 1-in-4 that you’ll find an error in your report. Look for mistakes such as accounts that are not yours. When you find errors, contact the creditors by phone or mail to correct the error.  

Ways to Improve Your Credit | 

 

The Rushing Team

 

 314.706.9663  or  636.578.7253

 

Berkshire Hathaway HomeServices Select Properties in St. Louis offers an easy one-stop mortgage service through our partnership with Preferred Home Lending that allows you to interact directly with loan officers located in our branch offices.
Select Leasing & Management offers a multitude of leasing and property management services with superior service to both renters and landlords.
Gain valuable peace of mind and avoid unnecessary expenses by utilizing one of HSA Home Warranty’s comprehensive home warranty programs.