The Real Estate Buying Process

What Can You Afford?

Meet with one of our mortgage representatives to become pre-approved. This process will not only pinpoint the price range for your search, but give you a negotiating position for when you put an offer on the house.

Preapproval Checklist | Online Preapproval | Connect with a Lender

 

What Do You Want / Need?

After you pinpoint the features you are looking for including size, style, features, location, accessibility to schools and other personal preferences, you're ready to meet with an agent.

My Home Search Worksheet | Connect with an Agent

 

Let the Fun Begin! Let's Find your New Home!

We will provide you with homes that match your criteria, but you will also have full access to the MLS System through www.TheRushingTeam.com. Register for Property Watch to save your favorite homes, store notes and receive automatic emails of new homes that match your search. When you find Homes you Want to See, Give Us a Call and We Will Set an Appointment to Tour those Homes.

Sign-up for Property Watch | This Weekend's Open Houses

 

Found That Perfect Home... Now What?

Once we find the Perfect Home, We Will get You Information on Real Estate Values, Taxes, Utility Costs, Municipal Services, Neighborhood Demographics, School Data, and even alert you to Proposed Zoning changes that could affect your decision to buy. This Information will help you Make an Educated Offer.

 

Home Owners Options

Once you have made an offer to a Home Owner, The Sellers then have the Options to either Accept, Counter-Offer or Reject your Offer. We Will Negotiate the Best Possible Terms for You.

 

Defining The Details

After the Contract is Accepted and Signed by All Parties, We Will Help You:

  • through the inspection process
  • through the appraisal process
  • through the loan approval process
  • through preliminary title support
  • through approval of the seller's disclosure statement
  • through the escrow process
  • through removing contingencies

 

Closing and Moving

  • When all of the conditions of the purchase agreement have been met, we will sign your loan documents and closing papers.
  • You will deposit the balance of your down payment and closing costs to escrow, and your lender will deposit the balance of the purchase price.
  • The deed will then be recorded at the County Recorder's office and you will take ownership of your home.

St. Louis Moving Checklist | St. Louis Home & Moving Services

 

Find Your New Home with

The Rushing Team

 314.706.9663  or  636.578.7253

 

Berkshire Hathaway HomeServices Select Properties in St. Louis offers an easy one-stop mortgage service through our partnership with Preferred Home Lending that allows you to interact directly with loan officers located in our branch offices.
Select Leasing & Management offers a multitude of leasing and property management services with superior service to both renters and landlords.
Gain valuable peace of mind and avoid unnecessary expenses by utilizing one of HSA Home Warranty’s comprehensive home warranty programs.